VirtualBox is stuck at 20%

It is impossible to guess what happened … but your issue look like - albeit which another origin

→ Since May/June 2025: VirtualBox - cannot create new VMs and add existing VMs

→ Virtualbox: cannot create new VMs nor add existing VMs

I don’t know if your use of an RT kernel is necessary - but if it is - you can get a supported kernel.

I suggest you switch to a supported kernel.

sudo mhwd-kernel -i linux617-rt

Or the LTS version

sudo mhwd-kernel -i linux612-rt