-rw------- 1 root root 30 Dec 27 11:10 .smbcredentials
You have no folder named miken in your home - don’t confuse /home/miken with /home/miken/miken.
While it is possible to mount a device onto a folder with content - it will be confusing to the system and to yourself.
A good rule of thumb - permanent mounts goes into a separate structure designed for mounting - e.g.
- /data/device
- /data/smb/sharename
The first guide cover the essentials and the second shows sample units to use as base for your own use case.