Keyring not automatically unlocked at login

GDM/Lastest Gnome/6.12

I have a keyring ‘login’, same password as user, I can open it with secret tool, but the session won’t automatically unlock it. No autologin.

secret-tool lookup application test works
PAM starts gnome-keyring-daemon: gkr-pam: gnome-keyring-daemon started properly

in /etc/pam.d/gdm-password:

#%PAM-1.0
auth       include                     system-local-login
account    include                     system-local-login
password   include                     system-local-login
password   optional                    pam_gnome_keyring.so use_authtok
session    include                     system-local-login
session    optional                    pam_gnome_keyring.so auto_start

in /etc/pam.d/system-local-login:

#%PAM-1.0
auth      sufficient pam_unix.so try_first_pass likeauth nullok expose_authtok # me trying to get to it
auth      optional  pam_gnome_keyring.so
auth      include   system-login
account   include   system-login
password  include   system-login
session   include   system-login

Keyring files:
~/.local/share/keyrings/login.keyring (exists)
~/.local/share/keyrings/default (contains “login”)

Anybody has an idea, what could be wrong? I have similar bad behavior at several Gnome Desktops.

I was not able to fix it, so what I did, was creating a new user, copy the stuff I wanted to keep over there, chown-ed and now everything works as it should. I am not proud of this ‘solution’, I had this home directory for a decade or so, but sometimes one has to compromise.
The bummer is, that I might have to do this on several pcs, that all show the same symptoms, which indicates that this crept in by updating.